Articles | Mortgages & Other Useful Information
The articles below provide practical insight on California private lending, bridge loans, hard money loans, trust deed investments, underwriting, real estate finance, borrower strategy, and investor decision-making. FK Capital Fund Inc. publishes these resources to help borrowers, brokers, investors, and referral partners better understand how private real estate lending works.
These articles are provided for informational purposes only and should not be treated as legal, tax, investment, or lending advice. Each loan scenario is reviewed based on its own facts, including collateral, borrower equity, lien position, loan purpose, documentation, and exit strategy.
Investors and Homeowners…Be Careful with the Housing “Recovery”
Investors and Homeowners...Be Careful with the Housing "Recovery" Real estate recoveries can create real opportunities, but they can also create risk. When inventory is tight, prices are rising, interest rates are low, and buyers feel pressure to act quickly, investors and [...]
The State of Private Money Real Estate Financing
The State of Private Money Real Estate Financing - April 16, 2013 The real estate market recovery in 2013 created a different underwriting environment for private money lenders, trust deed investors, borrowers, and brokers. After several difficult years following the recession, [...]
Trust Deed Investing vs. The Stock Market
Trust Deed Investing vs. The Stock Market Trust deed investing and stock market investing are very different ways to put capital to work. Stocks generally represent ownership in a business. Their value can fluctuate daily based on company performance, market sentiment, [...]