Articles | Mortgages & Other Useful Information
At FK Capital Fund, we sincerely believe that the loan process should be educational for all parties involved. Considering that, we want to provide abundant resources, including the below mortgage articles, in order for the process to be as efficient and painless as possible.
Waiting Periods to Get a Mortgage
Waiting Periods to Get a Mortgage Multiple Agencies to Consider There are four common entities who purchase loans from or guarantee loans for banks. These include the Federal Housing Authority or FHA, the Veterans Administration or VA, Fannie Mae, and Freddie Mac. Each [...]
How to Get a Mortgage With Bad Credit?
How To Get A Mortgage With Bad Credit? Understanding the Problem Obtaining a mortgage with bad credit can be relatively simple as long as the prospective borrower has the right expectations. To qualify for a prime or A-Paper loan, a minimum credit score [...]
An Expanded Valuation for Commercial Properties – The Gordon Growth Model
An Expanded Valuation for Commercial Properties - The Gordon Growth Model The two most common methods to value an income producing property is to look at the Gross Rent Multiplier (GRM) or the Capitalization Rate (Cap Rate). The purpose of this analysis is [...]
Paying Taxes After a Short Sale – 1099-C
Paying Taxes After a Short Sale - 1099-C From an investor perspective, when purchasing a short sale, one of the biggest concerns of the seller is whether they will owe taxes on the forgiven amount. We represent sellers and we represent buyers and [...]
Investors and Homeowners…Be Careful with the Housing “Recovery”
Investors and Homeowners...Be Careful with the Housing "Recovery" Everyone working in real estate, buying real estate, or selling real estate has been commenting on the inventory shortage which has pushed prices upwards. Home prices in March edged up almost 12% higher than they [...]