FK Capital Fund – Online Personal Financial Statement (1003)

Borrower’s have many options to complete an application.

Over the phone at (949) 940-0114
PDF version – 1003 Application
Online Application Below

For unmarried borrowers, please complete an individual application for each borrower/guarantor.

General Information

Is this a purchase or refinance?

[group purchase]
What is the purchase price?
[/group]

[group refinance]
When did you acquire the property?
What was the original cost?
What is the estimated value of the property?
[/group]

What is the property address?

Is this an individual application or is the a joint application between husband and wife?

[group individual]
What is the borrower's name?

What is the borrower's phone number?

What is the borrower's email address?

What is the borrower's address?

What is the borrower's mailing address?

Has the borrower lived at his/her current residence for more than two years?

[group indlessthan]
How long has the borrower lived at his/her current address?

What is the borrower's previous address?

[/group]
[group indmorethan]
How long has the borrower lived at his/her current adddress?

[/group]
What is the borrower's current employer?

Is the borrower self employed?

What is the borrower's job title?

What is the borrower's business phone number?

How many years in this line of work?

Has the borrower worked at this employer for more than two years?

[group indlessthanemp]
How long has the borrower been employed by this employer?

What is the borrower's previous employer?

[/group]
[group indmorethanemp]
How long has the borrower been employed by this employer?

[/group]
What is the borrower's gross monthly income?

Please describe the borrower's monthly income.

[/group]

[group joint]
What is the borrower's name?

What is the borrower's phone number?

What is the borrower's email address?

What is the borrower's address?

What is the borrower's mailing address?

Has the borrower lived at his/her current residence for more than two years?

[group jntlessthan1]
How long has the borrower lived at his/her current address?

What is the borrower's previous address?

[/group]
[group jntmorethan1]
How long has the borrower lived at his/her current address?

[/group]
What is the borrower's current employer?

Are you self employed?

What is your job title?

What is your business phone number?

How many years in this line of work?

Has the borrower worked at this employer for more than two years?

[group jntlessthanemp1]
How long has the borrower been employed by this employer?

What is the borrower's previous employer?

[/group]
[group jntmorethanemp1]
How long has the borrower been employed by this employer?

[/group]
What is the borrower's gross monthly income?

Please describe the borrower's monthly income.

What is the name of the co-borrower?

What is the phone number of the co-borrower?

What is the co-borrower's email address?

What is the address of the co-borrower?

What is the mailing address of the co-borrower?

Has the co-borrower lived at his/her current residence for greater than two years?

[group jntlessthan2]
How long has the co-borrower lived at his/her current address?

What is the previous address of the co-borrower?

[/group]
[group jntmorethan2]
How long has the co-borrower lived at his/her current address?

[/group]
What is the co-borrower's current employer?

Is the co-borrower self employed?

What is the co-borrower's job title?

What is the business phone number of the co-borrower?

How many years in this line of work?

Has the co-borrower worked at this employer for more than two years?

[group jntlessthanemp2]
How long has the borrower been employed by this employer?

What is the borrower's previous employer?

[/group]
[group jntmorethanemp2]
How long has the borrower been employed by this employer?

[/group]
What is the co-borrower's gross monthly income?

Please describe the co-borrower's monthly income.

[/group]

Housing Expense Information

Do you rent or own your primary residence?

[group rent]
What is your current monthly rent?

[/group]
[group own]
What is your current 1st mortgage payment?

What is your current 2nd mortgage payment?

What is your current 3rd mortgage payment?

Does the current mortgage payment include taxes and insurance?

[group noincltaxins]
How much are the property taxes?

How much is the insurance?

[/group]
What is the monthly HOA amount?

[/group]

Assets & Liabilities

What is total amount of assets in a bank?

How much in stocks and bonds?

How much in retirement assets?

What are your current monthly liabilities?

Schedule of Real Estate Owned
PROPERTY 1
Property Address
Is this your primary residence?
Present market value
Amount of mortgage liens
Gross monthly rental income
Mortgage payments
Monthly amount for taxes, insurance, maintenance, etc.
Do you own additional real estate?

[/group]

[group add2real]

PROPERTY 2
Property Address
Is this your primary residence?
Present market value
Amount of mortgage liens
Gross monthly rental income
Mortgage payments
Monthly amount for taxes, insurance, maintenance, etc.
Do you own additional real estate?

[/group]

[group add3real]

PROPERTY 3
Property Address
Is this your primary residence?
Present market value
Amount of mortgage liens
Gross monthly rental income
Mortgage payments
Monthly amount for taxes, insurance, maintenance, etc.
Do you own additional real estate?

[/group]

[group add4real]

PROPERTY 4
Property Address
Is this your primary residence?
Present market value
Amount of mortgage liens
Gross monthly rental income
Mortgage payments
Monthly amount for taxes, insurance, maintenance, etc.
Do you own additional real estate?

[/group]

[group add5real]

PROPERTY 5
Property Address
Is this your primary residence?
Present market value
Amount of mortgage liens
Gross monthly rental income
Mortgage payments
Monthly amount for taxes, insurance, maintenance, etc.
If you own more than five properties, including your primary residence, please complete the Schedule of Real Estate.

[/group]

Declarations by BORROWER
Do you intend to occupy the property as your primary residence?
If you answered YES to the above question, have you had ownership interest in another property in the last three years?
(1) What type of property did you own?
(2) How did you hold title to the property?
If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller?
Are you borrowing any money for this real estate transaction?
If YES, what is the amount of this money?
Have you or will you be applying for a mortgage loan on another property before closing this transaction?
Have you or will you be applying for any new credit?
Will this property be subject to a lien that could take priority of the first mortgage?
Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?
Are there any outstanding judgements against you?
Are you presently delinquent or in default on any Federal debt?
Are you a party to a lawsuit in which you potentially have any personal financial liability?
Have you conveyed title to any property in lieu of foreclosure in the past 7 years?
Within the past 7 years, have you completed a pre-foreclosure sale or short sale?
Have you had property foreclosed upon in the last 7 years?
Have you been declared bankrupt within the past 7 years?
If YES, identify the type of bankruptcy.
What is your citizenship status?
Is there a co-borrower?

[group coboyes]

Declarations by CO-BORROWER
Do you intend to occupy the property as your primary residence?
If you answered YES to the above question, have you had ownership interest in another property in the last three years?
(1) What type of property did you own?
(2) How did you hold title to the property?
If this is a Purchase Transaction: Do you have a family relationship or business affiliation with the seller?
Are you borrowing any money for this real estate transaction?
If YES, what is the amount of this money?
Have you or will you be applying for a mortgage loan on another property before closing this transaction?
Have you or will you be applying for any new credit?
Will this property be subject to a lien that could take priority of the first mortgage?
Are you a co-signer or guarantor on any debt or loan that is not disclosed on this application?
Are there any outstanding judgements against you?
Are you presently delinquent or in default on any Federal debt?
Are you a party to a lawsuit in which you potentially have any personal financial liability?
Have you conveyed title to any property in lieu of foreclosure in the past 7 years?
Within the past 7 years, have you completed a pre-foreclosure sale or short sale?
Have you had property foreclosed upon in the last 7 years?
Have you been declared bankrupt within the past 7 years?
If YES, identify the type of bankruptcy.
What is your citizenship status?

[/group]

Contact Information
Name:
Phone #:
Email Address:
Would you prefer a phone call or email?
Who is your FK Capital Fund Rep?

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