About FK Capital Fund Inc.
FK Capital Fund Inc. is a California-based real estate finance company and private lender located in San Clemente, California. We provide business-purpose real estate financing secured by California residential, commercial, mixed-use, land, and construction-related collateral.
Our lending work includes private money loans, bridge loans, construction loans, rehab loans, land loans, refinances, acquisition financing, and selective 2nd trust deed financing. Each loan is reviewed based on the specific property, borrower, equity position, lien position, valuation support, use of funds, documentation, and exit strategy.
Strategic Service Providers
Real estate-secured lending requires coordination with experienced third-party service providers. Depending on the transaction, FK Capital Fund Inc. may work with title companies, escrow companies, loan servicing providers, fund administration providers, valuation providers, insurance providers, legal professionals, construction consultants, inspection providers, technology platforms, and other real estate finance service providers.
The service providers shown below are included to help explain the types of professional resources that may be involved in our lending, servicing, administration, and transaction process. The presence of a logo does not imply endorsement, exclusivity, partnership, or responsibility for the services of any third party. Providers may vary by loan, property, location, and transaction requirements.
What We Do
FK Capital Fund Inc. works with borrowers, mortgage brokers, real estate investors, builders, developers, attorneys, real estate professionals, and referral partners who need practical real estate-secured financing solutions in California.
We focus on transactions where speed matters, but where the loan still needs to be structured with discipline. Our process is designed to provide clear feedback, practical conditions, and a realistic path to closing when the collateral, borrower, structure, and exit strategy support the request.
Our Lending Approach
Private lending is not only about moving quickly. A well-structured loan should be supported by real collateral value, borrower equity, a clear use of funds, appropriate title and insurance review, and a realistic repayment or payoff strategy.
Our underwriting process generally considers property type, location, valuation support, borrower experience, liquidity, existing debt, lien position, loan-to-value, construction or rehab scope, title issues, insurance, timing, and exit strategy. We review each request on its own facts and do not rely on a single factor to determine whether a loan fits.
Who We Work With
FK Capital Fund Inc. works with a range of real estate professionals and transaction participants, including:
- Mortgage brokers and private lending brokers
- Real estate investors and property owners
- Builders, developers, and rehab operators
- Commercial and residential borrowers
- Real estate agents and referral partners
- Attorneys, escrow officers, title representatives, and other transaction professionals
Why Borrowers and Brokers Work With FK Capital Fund Inc.
Borrowers and brokers generally come to FK Capital Fund Inc. when they need a lender that can review a transaction quickly, understand the real estate story, identify the key risks, and provide a practical response. We are not a fit for every transaction, but when a file matches our lending parameters, we try to communicate clearly and move efficiently.
Complete loan submissions usually receive the fastest review. Helpful items include the property address, requested loan amount, purchase price if applicable, estimated value, existing debt, borrower information, use of funds, construction or rehab budget if applicable, and a clear exit strategy.
Learn More
To review general lending parameters, visit our Hard Money Loan Programs page. For construction-specific requests, visit our Hard Money Construction Loans page. Mortgage brokers and referral partners can review our Broker Portal.
To submit a California business-purpose private money loan scenario, please use our Online Submission Form. For general questions, please contact FK Capital Fund Inc..