Articles | Mortgages & Other Useful Information
The articles below provide practical insight on California private lending, bridge loans, hard money loans, trust deed investments, underwriting, real estate finance, borrower strategy, and investor decision-making. FK Capital Fund Inc. publishes these resources to help borrowers, brokers, investors, and referral partners better understand how private real estate lending works.
These articles are provided for informational purposes only and should not be treated as legal, tax, investment, or lending advice. Each loan scenario is reviewed based on its own facts, including collateral, borrower equity, lien position, loan purpose, documentation, and exit strategy.
Who Has to Live With the Loan?
Who Has to Live With the Loan? Why underwriting incentives matter when comparing individual trust deed investing with professionally managed private lending funds. When evaluating private real estate investments, investors naturally focus on interest rates, loan-to-value ratios, property values, and [...]
Why Speed Is Not the Same as Certainty of Close
Why Speed Is Not the Same as Certainty of Close In private lending, speed gets most of the attention. Borrowers and brokers often ask how fast a lender can issue terms, approve a loan, or fund a transaction. Speed matters. In [...]
How To Get Out Of Your Own Way?
How To Get Out Of Your Own Way? Many people say they want to invest in real estate. They want to buy rental properties, flip houses, build a portfolio, participate in joint ventures, or take advantage of distressed real estate opportunities [...]
What Makes a Good Real Estate Agent?
What Makes a Good Real Estate Agent? Choosing a real estate agent can be difficult because the difference between an average agent and a good real estate agent is not always obvious during the listing presentation. Most agents know how to [...]
The Problem With Professional Advisory Services
The Problem With Professional Advisory Services In a complicated financial, legal, and real estate environment, quality advisors are more important than ever. Attorneys, CPAs, financial advisors, real estate agents, insurance professionals, lenders, and other specialists can provide valuable guidance when a [...]