Fast Closings
Move quickly on opportunities
Flexible Solutions
Bridge, construction, rehab & more
Experienced Team
Local market experience
Statewide Coverage
Direct lender throughout California
VENTURA PRIVATE LENDING
Practical Lending Across Coastal and Inland Markets
FK Capital Fund Inc. provides business-purpose private money financing for transactions throughout Ventura County. We consider residential investment properties, multifamily, commercial, construction, rehab, land, and other real estate-secured opportunities where flexible underwriting and execution are important.
Ventura County combines coastal communities, established suburban neighborhoods, commercial centers, agricultural areas, and inland markets. We evaluate the property’s location and marketability along with leverage, borrower equity, project scope, title, and the proposed repayment plan.

LOAN PROGRAMS IN VENTURA
Financing for Your Next Opportunity
We offer a range of private real estate loan programs throughout Ventura County, including:
Bridge Loans
Short-term financing for acquisitions, refinances, and other time-sensitive real estate transactions.
Construction Loans
Financing for ground-up construction, major renovations, and other construction-related projects.
Fix & Flip Loans
Acquisition and renovation financing for investors improving and repositioning residential properties.
Second Trust Deeds
Selective junior-lien financing for business purposes when the collateral, equity, and existing debt support the request.
AREAS WE SERVE
Private Lending Throughout Ventura County
We lend throughout Ventura County, including Ventura, Oxnard, Camarillo, Thousand Oaks, Westlake Village, Moorpark, Simi Valley, Ojai, Port Hueneme, and surrounding communities. We also consider lending opportunities throughout California.

FREQUENTLY ASKED QUESTIONS
Ventura Private Lending FAQs
Yes. FK Capital Fund Inc. considers business-purpose private real estate loans throughout Ventura County, including Ventura, Oxnard, Camarillo, Thousand Oaks, Westlake Village, Moorpark, Simi Valley, and surrounding communities. Each transaction is reviewed based on the property, leverage, borrower equity, and repayment strategy.
We consider residential investment properties, multifamily, commercial, mixed-use, land, and construction-related real estate throughout Ventura County. The county includes coastal, suburban, agricultural, and inland markets, so valuation, property use, and market liquidity are reviewed on a property-specific basis.
Yes. FK Capital Fund Inc. considers construction, major renovation, rehab, and value-add projects throughout Ventura County. We review the scope of work, budget, permits, borrower experience, equity, valuation support, and exit strategy before determining whether a project fits our lending parameters.
Yes, selectively. We may consider business-purpose 2nd trust deed financing when the property has sufficient equity and the first trust deed, combined leverage, borrower strength, and exit strategy support the additional lien. Each transaction is evaluated individually.
Closing speed depends on valuation, title, documentation, insurance, and transaction complexity. Complete submissions with a clear property story, readily supportable value, and straightforward title generally receive the fastest review.