Fast Closings
Move quickly on opportunities
Flexible Solutions
Bridge, construction, rehab & more
Experienced Team
Local market experience
Statewide Coverage
Direct lender throughout California
SAN DIEGO PRIVATE LENDING
Flexible Financing from the Coast to Inland San Diego
FK Capital Fund Inc. provides private real estate financing throughout San Diego County for investors, builders, developers, property owners, and mortgage brokers. We consider acquisitions, refinances, construction, renovation, land, multifamily, commercial, and other business-purpose transactions.
San Diego County ranges from high-value coastal neighborhoods to urban infill, suburban communities, and inland development markets. Our underwriting takes into account the property’s specific submarket, value support, liquidity, borrower equity, proposed improvements, and exit strategy.
LOAN PROGRAMS IN LOS ANGELES
Financing for Your Next Opportunity
We offer a range of private real estate loan programs throughout Los Angeles County, including:
Bridge Loans
Short-term financing for acquisitions, refinances, and other time-sensitive real estate transactions.
Construction Loans
Financing for ground-up construction, major renovations, and other construction-related projects.
Fix & Flip Loans
Acquisition and renovation financing for investors improving and repositioning residential properties.
Second Trust Deeds
Selective junior-lien financing for business purposes when the collateral, equity, and existing debt support the request.
AREAS WE SERVE
San Diego County Lending Markets
We lend throughout San Diego County, including San Diego, La Jolla, Del Mar, Encinitas, Carlsbad, Oceanside, Chula Vista, Escondido, Coronado, Poway, and surrounding communities. We also consider lending opportunities throughout California.
FREQUENTLY ASKED QUESTIONS
San Diego Private Lending FAQs
Yes. FK Capital Fund Inc. considers business-purpose private real estate loans throughout San Diego County, including San Diego, La Jolla, Del Mar, Encinitas, Carlsbad, Oceanside, Chula Vista, Escondido, and surrounding communities. Loan terms depend on the specific collateral, leverage, borrower, use of funds, and exit strategy.
We consider residential investment properties, multifamily, commercial, mixed-use, land, and construction-related real estate throughout San Diego County. Coastal, urban, suburban, and inland properties can present different valuation and liquidity considerations, so each transaction is reviewed on its own merits.
Yes. FK Capital Fund Inc. considers ground-up construction, significant renovation, rehab, and value-add financing throughout San Diego County. We evaluate the project scope, budget, permits, borrower experience, equity contribution, valuation support, and realistic sale or refinance exit.
Yes, selectively. Business-purpose 2nd trust deed requests may be considered when the senior financing, combined loan-to-value, property quality, borrower equity, and exit strategy support the additional lien. The strength and liquidity of the underlying property are important considerations.
Closing time varies based on title, valuation, insurance, borrower documentation, and transaction complexity. Complete loan packages with strong valuation support and a straightforward structure generally move through underwriting more quickly.