Fast Closings
Move quickly on opportunities
Flexible Solutions
Bridge, construction, rehab & more
Experienced Team
Local market experience
Statewide Coverage
Direct lender throughout California
SAN BERNARDINO PRIVATE LENDING
Real Estate Financing Across a Broad Inland Market
FK Capital Fund Inc. provides business-purpose private money financing throughout San Bernardino County. We consider residential investment properties, commercial and industrial assets, construction projects, land, acquisitions, refinances, and other real estate-secured transactions.
San Bernardino County covers a large and varied geography, with established suburban markets, logistics and industrial corridors, developing communities, and more rural areas. Our underwriting focuses on the property’s specific location, value, marketability, leverage, borrower equity, and practical exit strategy.
LOAN PROGRAMS IN SAN BERNARDINO
Financing for Your Next Opportunity
We offer a range of private real estate loan programs throughout San Bernardino County, including:
Bridge Loans
Short-term financing for acquisitions, refinances, and other time-sensitive real estate transactions.
Construction Loans
Financing for ground-up construction, major renovations, and other construction-related projects.
Fix & Flip Loans
Acquisition and renovation financing for investors improving and repositioning residential properties.
Second Trust Deeds
Selective junior-lien financing for business purposes when the collateral, equity, and existing debt support the request.
AREAS WE SERVE
San Bernardino County Lending Coverage
We lend throughout San Bernardino County, including Ontario, Rancho Cucamonga, Redlands, Fontana, Chino, Upland, San Bernardino, Victorville, and surrounding communities. We also consider lending opportunities throughout California.
FREQUENTLY ASKED QUESTIONS
San Bernardino Private Lending FAQs
Yes. FK Capital Fund Inc. considers business-purpose private real estate loans throughout San Bernardino County, including San Bernardino, Ontario, Rancho Cucamonga, Redlands, Chino, Victorville, Fontana, and surrounding communities. Each request is reviewed based on the property, leverage, borrower equity, and exit strategy.
We consider residential investment properties, multifamily, commercial, industrial, mixed-use, land, and construction-related real estate throughout San Bernardino County. Given the county’s size and variety of submarkets, property location, use, valuation support, and local demand are important underwriting factors.
Yes. FK Capital Fund Inc. considers ground-up construction, major renovation, rehab, and value-add financing throughout San Bernardino County. We evaluate the plans, budget, permits, borrower experience, property value, equity position, and realistic exit strategy before determining loan fit.
Yes, selectively. We may consider business-purpose 2nd trust deed loans when the senior financing, combined leverage, property value, borrower equity, and exit strategy provide adequate protection for the junior lien. Each request is reviewed independently.
Closing speed depends on title, valuation, property type, documentation, insurance, and transaction complexity. Complete files involving established residential or commercial properties may move more quickly than land, construction, or specialized collateral requiring additional analysis.